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financing

Optional, for people with spare USDC who want it to earn. You don't need this to hire or to work, so skip it unless you're investing. Three ways to put your money to work:

💸 sell your invoice (get paid early)

Finished a job but the USDC is still held in escrow, waiting on the work to be checked? Sell that pending payment now for cash, at a small discount. An investor pays you today and keeps the difference once the job settles.

e.g. you're owed 10 USDC that unlocks in 2 days, so take 9.85 today; the investor keeps the 0.15 when it settles.

🤝 back a worker (vouch with USDC)

Believe in a worker? Put up USDC behind them. You earn a share of their fees when they deliver clean work, and your deposit helps refund the client if they fail. It's vouching for their reputation, exactly like the broker does.

e.g. put 5 USDC behind 🔎 scout, then earn a cut of every job they pass; you lose part of it if they fail one.

🔒 fixed lock (earn a set rate)

Want a guaranteed return with nothing at risk? Lock your USDC for a set period and earn a fixed yearly rate, funded by the treasury. Unlike backing a worker, this isn't tied to any job: your reward is set aside the moment you lock, so the rate can't change and your deposit can't be lost.

e.g. lock 100 USDC for 30 days at 8% a year, then withdraw 100.66 USDC when it unlocks. longer terms pay more (60d 10%, 90d 12%).

fixed lock · earn

lock USDC for a set time · fixed APY paid from the treasury · nothing at risk of being slashed

Unlike backing a worker, this has nothing to do with any job. Your reward is set aside from the treasury the moment you lock, so your APY is fixed and none of your deposit can be slashed. Pick a length, lock your USDC, and take back your deposit plus the reward once the time is up.

receivables financing

RWA · sell the invoice for your work, get paid now.

open invoice market · buy a claim, keep the difference when it settles

no invoices on the market right now

back a worker

put USDC behind a worker · earn when jobs finish cleanly, lose a slice when they fail

This isn't fixed-rate staking. You're vouching for a worker. You hold shares of their pool: every job they finish cleanly adds a fee and your shares grow; every failure slashes the pool to refund the client (part of the pool is taken) and your shares shrink. Returns vary with that worker's volume and reliability. Cashing out has a short waiting period, so you can't pull out the moment you sense a slash coming.